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Frequently Asked Legal Questions

Find answers to common questions in our searchable FAQ.

5599 views   |   51   |   Last updated on Apr 28, 2015    Consumer Protection

Chapter 604 of the Texas Business & Commerce Code regulates the sale of "stored value cards," a term defined to include a "gift card or gift certificate." Review subchapter B for information on permissible fees and subchapter C for information about required disclosures, such as expiration dates and policies.

In addition to state law, the 2009 federal Credit CARD Act [PDF] also regulates gift cards and their expiration policies. To read the portion of the federal law that relates to gift cards, see section 1693l-1 of Title 15 of the U.S. Code or read this publication from the Federal Trade Commission (FTC) that explains the new federal laws: Gift Cards.

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