What are my rights in a homeowners' association (HOA)?

The question can be difficult to answer broadly. It typically depends on the interplay of the HOA's individual rules and state law.

HOA governing documents

Every HOA has governing documents that outline the association's rules and procedures. These documents include information about restrictions, fines, meetings, and various other aspects of HOA management. Be sure to read these documents to learn about your rights and responsibilities.

Texas laws

Texas statutes establish the basic standards and responsibilities for Texas-based HOAs. Chapter 209 of the Property Code, also known as the Texas Residential Property Owners Protection Act, lists a number of standards for HOA management, including:

• Access to HOA records;
• Association dues;
• Lien foreclosures;
• Meetings; and
• Voting rights.

The library's Property Owners’ Associations guide can help you find more information on various HOA laws in Texas . 

Who can I talk to?

There is no state agency in Texas that oversees HOAs or investigates complaints from homeowners. The law can be complex, so you may wish to talk to an attorney before taking any action. For more information on finding an attorney, please see the library's Legal Help page.

The Community Associations Institute’s HOA hotline can help answer questions about basic HOA procedures and functions. This hotline is open to all Texas residents. However, they do not have attorneys on staff and cannot provide legal advice.

Related Guides

• Property Owners’ Associations
• Foreclosure